What is What Is Medicare Part B?
Medicare Part B is the outpatient medical insurance portion of original Medicare. It covers doctor visits, preventive services, durable medical equipment and outpatient surgery, with a standard 2026 monthly premium and a 20% coinsurance after the annual deductible.
Practical Example
When a U.S. consumer researches Medicare Part B, understanding the mechanics up front helps them compare providers, avoid hidden fees and choose the option that best fits their budget and long-term goals.
Why It Matters
Getting Medicare Part B right can save households hundreds to thousands of dollars each year and prevents disputes that end up in state regulator complaints or court.
Frequently Asked Questions
Because it affects the price you pay, the protections you keep and the options you have — details that shift with each new regulatory cycle.