Health Plans

The U.S. health plan market offers a wide variety of options for individuals, families, and employers, including plans like HMOs, PPOs, and high-deductible health plans (HDHPs). Health plans are designed to provide coverage for medical expenses such as doctor visits, hospital stays, prescription drugs, and preventive care.

They often come with different levels of premiums, deductibles, and coverage networks. The market is influenced by government programs like Medicare and Medicaid, the Affordable Care Act (ACA), and employer-sponsored insurance. Recent trends include a growing demand for telemedicine, mental health services, and more affordable options for lower-income households.