What is What Is COBRA Continuation Coverage?
COBRA continuation coverage lets former employees keep group health insurance for up to 18 months after job loss, at 102% of the full premium. It preserves the same doctors and deductible progress but is often expensive relative to marketplace plans with subsidies.
Practical Example
When a U.S. consumer researches COBRA continuation coverage, understanding the mechanics up front helps them compare providers, avoid hidden fees and choose the option that best fits their budget and long-term goals.
Why It Matters
Getting COBRA continuation coverage right can save households hundreds to thousands of dollars each year and prevents disputes that end up in state regulator complaints or court.
Frequently Asked Questions
Because it affects the price you pay, the protections you keep and the options you have — details that shift with each new regulatory cycle.